Are You Eligible for Medicare?

In most cases, you are eligible for Medicare if you or your spouse worked for at least 10 years (40 quarters) in Medicare-covered employment and you are 65 years or older and a citizen or permanent resident of the United States.

If you are not yet age 65, you may qualify for Medicare coverage if you have a disability or you have End-Stage Renal disease (permanent kidney failure requiring dialysis or transplant).

You will be eligible for Medicare when you turn 65 even if you are not eligible for Social Security retirement benefits. Medicare Part B will cover a one-time initial preventive physical exam.

Medicare Eligibility Tool: The U.S. Government Medicare website provides you with an easy way to determine when you will be eligible for Medicare.

You are asked a series of questions that include your date of birth, marital status, your tax filing status, the type of Medicare coverage you currently have (if any), if you have Medicaid, if you are currently living outside of the U.S., the range of your household income, if you are receiving health benefits through your employer, and if you have a disability.

Based on the information you enter, you will given a date when you are eligible for Medicare Part A and Medicare Part B.

Medicare Enrollment Overview:

Medicare new open enrollment is from November 15 - December 7. If you have Medicare, it is during this open enrollment period that you can add, drop, or change your Medicare prescription drug coverage.

Please note that Social Security will make the final decision on your eligibility and enrollment status. 

If you are not a U.S. citizen or a lawfully admitted alien who has lived in the U.S. continuously for a five-year period, you will need to contact Social Security for your Medicare enrollment and eligibility.

The Centers for Medicare and Medicaid Services (CMS), a component of the Department of Health and Human Services (HHS), administers Medicare, Medicaid and the State Children's Heath Insurance Program (SCHIP). 

The Social Security Administration is responsible for determining Medicare eligibility and processing premium payments for the Medicare program.

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The official U.S. Government Medicare Web site is Medicare.gov.