Medicare Open Enrollment

The new Medicare Open Enrollment Period (October 15 - December 7) is the time for everyone on Medicare to review their Medicare coverage and make any changes for 2012.

This is especially true with the new health care law. There are several new Medicare benefits available including lower prescription drug costs, additional preventive care services, and wellness check-ups.

Where Do You Begin?

Selecting Medicare coverage may seem overwhelming but by understanding the different Medicare Parts (Part A, Part B, Part C, and Part D) and the Medicare coverage choices (Original Medicare or Medicare Advantage) will help you.

How Do You Select A Medicare Plan?

You will want to find Medicare plans in your area that cover the drugs that you need, may cost less, and allow you to go to the Medicare providers that you prefer. Medicare provides you an online Medicare Plan Finder that allows you to enter your zip code, and for a more personalized search, your Medicare number, last name, Medicare Part B effective date, date of birth, and if you have any Medigap coverage.

You can also get an estimate of your out-of-pocket expenses and review the quality and customer service from current Medicare plan members.

When you are comparing Medicare plans, you should consider cost, coverage, and convenience. This will be especially useful when you compare the different Medicare Prescription Drug Plans.

You Can Save Money On Your Drug and Medical Costs

It is possible for you to save additional money through the "Extra Help" also known as "low-income subsidy" (LIS) program. This is available to people that have limited income and resources to pay for Medicare prescription drug coverage.

It is important for you to closely review your current Medicare plans to see if they are meeting your needs. If they are, then don't make any changes. If they aren't then you should take a look at the different Medicare plans that are available to you.

Changes in Medicare Open Enrollment for 2011

In the fall of 2011, the Medicare Annual Enrollment Period will change to provide you with more time if you decide to select or change a Medicare health or prescription drug plan. The new dates will be October 15, 2011 - December 7, 2011. If you make a change during those dates, you new coverage will begin January 1, 2012.

MedicarePrograms.net is an information website owned by What Is It LLC.

Learn more about What Is It at MyWhatIsIt.com... "We Simplify The Complex".

The official U.S. Government Medicare Web site is Medicare.gov.